Hjh Nurul Akmar Hj Md Jaafar, Head of Retail Banking, BIBD, showcasing a sneak peek of BIBD NEXGEN Wallet (NFC) which will kick off in January 2019

As part of BIBD’s efforts to support the de-cashing of the economy (meaning less reliance on real cash in hand), BIBD has already introduced digital conveniences such as BIBD Quickypay for QR code payments (introduced a few months ago), BIBD vCard or Virtual MasterCard, its MasterCard Contactless and Visa payWave under its BIBD NEXGEN platform.

There is still room for growth in this department and BIBD will soon up their game by using NFC (Near Field Communication) where all you need is tapping your smartphone only. This is quite common in the US and UK and even in China. This is where BIBD will come in as a pioneer by introducing BIBD NEXGEN Wallet.

This will be made possible once their next BIBD app version will be available in January 2019. It will be synced from the user’s debit or virtual cards to the NEXGEN Wallet which means you don’t have to fork out your debit cards and simply tap your smartphone on the payment terminal.

Hjh Nurul Akmar Hj Md Jaafar, Head of Retail Banking, BIBD, said that all the customers have to do is place or tap your smartphone on the terminal and it will automatically open the BIBD app and it will prompt you for a pin number. After being verified, the transaction will be complete. The cool thing about the BIBD NEXGEN Wallet is that it can function without internet, for purchases up to BND 100.

This is something many will be looking forward to and furthermore, BIBD is well prepared as most of their existing merchants have card terminals which are able to receive NFC payment. Awesome!! The only thing is that the NFC service will only be available for Android users. As for IOS users (Apple), BIBD will be in talks with Apple in hoping that NFC can be readied for BIBD users on IOS.

This is the way of the future indeed and I hope the traction will be higher once NFC become available in Brunei and thank you to BIBD for pioneering this technological move.

The next update of the BIBD App will have the NFC option

10 lucky shoppers who swiped with Baiduri cards won a Shopping Spree promotion at Sim Kim Huat Supermarket and Department Store, Airport Mall

With the conclusion of the second month of the ‘Win a Shopping Spree” promotion, Baiduri Bank, in collaboration with Sim Kim Huat Supermarket and Department Store, hosted another round of winners in a shopping spree earlier today. The event was held at Sim Kim Huat Supermarket and Department Store in Airport Mall.

Between 1 September to 31 December 2018, with every BND50 paid using a Baiduri Bank issued credit or debit card at participating outlets, cardholders stand a chance to win a shopping spree worth BND200. Cardholders who spend a minimum of BND100 in a single receipt will receive a complimentary shopping bag. In addition, all Baiduri cardholders will enjoy a 10% discount on department store items.

At the event, the 10 lucky winners for the month of October, were flagged off for their spree by Mr Lim Kian Chiong, Head of Card Business, Baiduri Bank.

Another 10 winners will be selected for November and will be announced next month. To be eligible to enter the monthly draw, simply spend a minimum of BND50 in a single receipt and pay using a Baiduri credit or debit card. The promotion ends on 31 December 2018.

Terms and conditions of the promotion can be viewed on Baiduri Bank website at www.baiduri.com under the Promotions section, or on the Baiduri Bank mobile app – Baiduri Deals. For more information, customers may also contact the Baiduri Bank Customer Helpline at 2449666.

Baiduri Bank is one of the largest providers of payment products in Brunei, and holds franchise to four major card brands – Visa, MasterCard, American Express as well as the UnionPay. On top of cashless convenience, Baiduri credit and debit cards come with an array of benefits, such as exclusive rewards and offers, easy instalment plans as well as ability to accumulate Bonus Points for the Baiduri Instant Rewards programme.

To be in the know of Baiduri promotions, the public may stay updated by following Baiduri Bank Group on Facebook and Twitter or Instagram @baiduribank.

Yang Mulia Dayang Dr. Nor Imtihan binti Haji Abdul Razak, Permanent Secretary at the Ministry of Development (centre) as guest of honour with the BIBD Senior Management during the launch of BIBD’s 13th Home Showcase Festival

Bank Islam Brunei Darussalam (BIBD) today organized its 13th ‘Home Showcase Festival’ aimed at highlighting the benefits of home ownership and providing a one-stop platform for current and prospective homeowners especially the young ones. The BIBD Home Showcase Festival will run until Saturday, 27th October 2018, and is open between 9am-7pm.

BIBD partnered with realtors and interior designers to showcase their products and services that will complement their search on their future homes. All home financing applications, and other eligible products and services taken up (T&C applies) during the 2-days event will automatically be entered to the BIBD Barakah 8 that offers a B$25,000 Umrah package as its main prize. The event also showcased Fabular as its featured event partner who launched their Fabular Village which introduced visitors to affordable and minimalist home opportunities and living lifestyle, the future homes targeting millennials.

Besides offering special discounted rates and waivers on processing fees, there are also Coffee Bean and Tea Leaf vouchers, and up to 100,000 Hadiah Points for new credit card applications.

The event also served as an avenue for some 30 local entrepreneurs and SMEs, and this is the first time that some participating vendors will be promoting cashless payments with the BIBD QuickPay, under its BIBD NexGen solutions.

A much better set up this time round

Check out Fabular latest product at BIBD Home Showcase

As part of BIBD’s efforts to support the de-cashing of the economy with seamless transactions via mobile-led technologies, services like QuickPay are part of the BIBD NEXGEN platform that caters towards mobility and convenience, aimed to bridge the digital gap between customers and business owners, particularly budding entrepreneurs. Also brought in to the event is BIBD’s support towards the cause of Breast Cancer Awareness, where the public also had the opportunity to understand more about it from representatives of the Pantai Jerudong Specialist Center (PJSC). This is part of BIBD’s CSR initiatives to bring awareness to the community and be in touch with the professionals.

BIBD Head of Retail Banking, Hajah Nurul Akmar binti Haji Md Jaafar, commented during the launch, “There are only a few emotions you can relate to when you first step into your dream Home. It represents the next steps in your life, where your family will grow and where you go to at the end of a busy day. We at BIBD want to ensure that your dream is realised by being with you every step of the way and bringing our friends from PJSC for the Breast Cancer awareness reinforces our position to the community of how we care about this cause for the nation.”

Present as the guest of honour to officiate the event was Yang Mulia Dayang Dr. Nor Imtihan binti Haji Abdul Razak, Permanent Secretary at the Ministry of Development. Also in attendance during the launch were BIBD senior management and personnel which was held at the BIBD Kiulap Branch.

Pantai Jerudong Specialist Centre is selling Breast Cancer Awareness t-shirts and all the proceeds will be donated to Breast Cancer Support Group. I love their pins.

The best Breast Cancer Awareness pin to date. Only $3

JPMC also participating during the event

Food galore. Plenty of food vendors

Tried the curry puff at Piccolo booth and I love it

Find words that suits you 🙂

CEO of Baiduri Bank, Mr Pierre Imhof, addressing to the media of the revamped Baiduri Smart Executive Program (SEP)

Baiduri Bank launched its revamped Baiduri Smart Executive Programme (SEP) last week, a programme targeting the young and busy executive. The new Baiduri Smart Executive Programme offers more benefits tailored to meet the financial and lifestyle needs of young professionals ranging from banking convenience to financial flexibility and tools.

According to CEO of Baiduri Bank, Mr Pierre Imhof, “The Baiduri Smart Executive Programme focuses on the upwardly mobile 21 to 45-year-old demographic, who are actively looking to achieve greater success in life. They are an inquisitive generation of customers with an evolving and dynamic set of needs that changes with the ebb and flow of trends. As they become more financially discerning, we want them to know that Baiduri Bank is their financial partner, ready to help them successfully navigate different life stages.”

Pg Azaleen Pg Dato Hj Mustapha, Head of Retail Banking and Branch Network further explained, “In catering to this market segment, we have overhauled the current programme with a fresh new look and improved benefits to better complement their lifestyle. For this, the programme is created on the principles of the four pillars: Smart Financial Privileges, Smart Wallet, Smart Lifestyle and Smart Digital Bank.”

SMART FINANCIAL PRIVILEGES
For this financially savvy group, the SEP has tailored solutions ranging from preferential rates on loans to fantastic investment packages to assist this segment achieve their goals such as getting their first home, purchasing their first car or saving for their children’s education.

SMART WALLET
The revamped Smart Executive Programme comes with special Baiduri Smart Executive branded cards and with them travel and lifestyle benefits locally and globally. The internationally accepted Baiduri Smart Executive Visa Platinum Debit Card avails the cardholder with benefits such as VIP treatment privileges, up to 6 complimentary visits to over 850 airport lounges worldwide, as well as discounts of up to 50% at over 900 dining outlets in airports worldwide with the Airport Companion Programme by DragonPass. Additionally, Baiduri Smart Executive Mastercard Platinum Debit Card avails the cardholder to various travel privileges and rewards experiences.

SMART LIFESTYLE
Beyond receiving exclusive invitations to events and insightful seminars to empower SEP members with tools to achieve financial success, we have broadened the list of Smart Partners.

“Additionally, we’ve teamed up with a suite of Smart Partners to offer exclusive discounts ranging from health and fitness, travel and dining overseas, automobile dealerships as well as tech and gadgets, covering the general spectrum of needs of this demographic.”

SMART DIGITAL BANK
Recognizing this segment’s need for convenience and accessible banking, Baiduri Bank offers digital banking. Keep track of finances, settle bills, purchase top-ups or transfer funds locally and abroad from Baiduri Personal i-Banking, which allows members to bank from wherever using any mobile device. Additionally, with 24-hour customer helpline and an extensive network of ATMs, SEP provides what these generation of digitally-savvy customers needs to be confident to manage their finances electronically.

WELCOME REWARD
In line with the relaunch of the Baiduri Smart Executive Programme, Baiduri Bank is offering a welcome reward of BND300 for the first 30 new sign-ups who successfully apply for any of the following:

The invited guests and members of the media during the press conference

Nadzri the brand ambassador of Smart Executive Programme

The press conference took place at T-Lounge

Top 3 winners, with Pg Azaleen Pg Dato Hj Mustapha, Head of Retail Banking & Branch Network

With the conclusion of the promotion in collaboration with Mastercard, Baiduri Bank hosted a prize presentation today at the Kiarong Branch.

Between 25 May 2018 to 25 August 2018, new and existing Baiduri Mastercard cardmembers stood a chance to win Royal Skies miles that can be redeemed for a pair of return air tickets to delightful destinations all over the world. During the promotion period, they simply needed to use their Baiduri Mastercard credit or debit cards when they shop both locally and globally. Every BND50 spent on the Baiduri Mastercard received one chance to qualify for the grand draw.

15 customers were shortlisted and after the final draw, Ms Margaret Low won the grand prize of a trip for two to London. Her husband, who accepted the prize on her behalf, remarked, “I can’t believe we won the grand prize! I am looking forward to bring my family on this trip of a lifetime!”

Happy faces of all the winners of the promotion, together with Pg Azaleen and Mr Lim Kian Chiong

Presenting the prizes on behalf of Baiduri Bank was Pg Azaleen Pg Dato Hj Mustapha, Head of Retail Banking and Branch Network. He commented, “It’s amazing to roll out promotions that excite our clients. We are always finding ways not only to reward our customers but also to provide them benefits in terms of exclusivity and experiences to complement their lifestyles.”

Additionally, second prize winner Nurul Rafidah Binti Mahmod won a trip to Melbourne, third prize winner Mr Lim Lee Shan won a trip to Dubai and other winners won tickets for two to Seoul, Hong Kong, Shanghai, Bangkok, Surabaya, Singapore, Manila, Jakarta, Bali, Saigon, Kuala Lumpur and Kota Kinabalu.

Also present at the event was Lim Kian Chiong, Head of Card Business, Baiduri Bank.

To be in the know of Baiduri Bank current promotions and events, the public can visit Baiduri Bank website at www.baiduri.com.bn under the Promotions section, or on the Baiduri Bank mobile app – Baiduri Deals, like the official Baiduri Bank Group Facebook page or follow @baiduribank on Instagram and Twitter.

Baiduri Bank is one of the largest providers of payment products in Brunei, and holds franchise to four major card brands – Visa, MasterCard, American Express as well as UnionPay. On top of cashless convenience, Baiduri credit and debit cards come with an array of benefits, such as exclusive rewards and offers, easy instalment plans as well as ability to accumulate Bonus Points for the Baiduri Instant Rewards programme.

For more information, customers may also contact the 24-hour Baiduri Bank Customer Helpline at 2449666, or enquire from the official Baiduri Bank Group Facebook page.

Check out BIBD Aspirasi. Click image to find out more.

AMBD Managing Director Yusof bin Haji Abdul Rahman being introduced to BIBD’s latest savings product – BIBD Aspirasi at last weekend’s event

BIBD Aspirasi is an awesome product introduced by BIBD (Bank Islam Brunei Darussalam). Launched last weekend during the AMBD National Savings Day Roadshow, it created a great hype and their limited BIBD Digital Coin Boxes have ran out of stock as they are only exclusive for BIBD Aspirasi customers.

So what’s so special about BIBD Aspirasi?

1) You can earn a lucky draw coupon for every BND 50 you deposit into BIBD Aspirasi. The more you invest, the better your chances.
2) The lucky draw prizes are awesome!! Monthly prize is BND 2,500, quarterly prize is BND 25,000 and the grand prize is BND 250,000. AWESOME!!!
3) You can earn 0.2% per annum if I’m not mistaken
4) You have better returns than the normal savings deposit
5) It has a flexible savings scheme allowing you to participate and withdraw anytime and no withdrawal fee imposed
6) You can open the Aspirasi account through your BIBD app and online. So easy!!! I got mine done on BIBD App.

All these are good enough to make me open an BIBA Aspirasi account and I was one of the early subscribers and I’m happy to get a Digital Coin Box of my own 😀

The BIBD Aspirasi was launched by AMBD Managing Director Yusof bin Haji Abdul Rahman last weekend.

In a nutshell, BIBD accountholders can start their ‘BIBD Aspirasi’ journey to financial freedom by subscribing to an initial ‘BIBD Aspirasi’ e-certificate for as low as BND500 with a one-time subscription fee of BND5.

So what are you waiting for? I have signed up and hundred others. Do join the bandwagon and this is also great initiative to start saving.

As for the grand prize, the BIBD Aspirasi subscribers will have a cut of date on 31st August 2019 and the grand draw will be announced maybe in September 2019 or later.

Let’s start saving and it’s never too late 😀 Thank you, BIBD, for this awesome savings product. For more information, you can click here to read more.

Group photo with AMBD and BIBD management during the launch of BIBD Aspirasi

Hajah Nurul Akmar binti Haji Md Jaafar, BIBD Head of Retail Banking. during the press conference of BIBD Aspirasi

 Adinah binti Haji Janudin, BIBD Head of Product Management Department, explaining the mechanism of BIBD Aspirasi and its benefits

Seng Yee was also on the early subscribers of BIBD Aspirasi

You will also get a digital certificate of deposit once you register for BIBD Aspirasi

Five teams from schools with BIBD

Five teams from five different schools selected for the final round of the 6th BigStart competition for secondary schools and colleges yesterday each received BND200 capital to run their business for eight weeks from August 18 until October 22.

The five teams are; Mahad Islam Brunei, Masin Secondary School, Chung Hua Middle School Kuala Belait, Yayasan Sultan Haji Hassanal Bolkiah Secondary School and Seri Mulia Sarjana School.

Guest of honour, Head of Government Relations Section and Special Projects at the Bank Islam Brunei Darussalam (BIBD) Haji Mohammad Yusri bin Haji Wahsalfelah presented the cash to the teams.

The event began with the recitation of Surah Al-Fatihah followed by a remark from Acting Director of Co-Curriculum Education Mohamed Jais bin Haji Abdul Rahman.

This year’s theme ‘Innovation – Ideas For Progress’, he said, forces the young entrepreneurs to be more creative and progressive by thinking outside the box.

“Innovation means challenging conventional ways of how things have been done before and bringing new ideas.

“Some of the criteria of being innovative are by fulfilling unmeet consumer needs, offering new ways to accomplish goals, make lives or tasks better, more exciting or more productive. Hence, innovation is one of the key to any successful business,” he added.

Through this opportunity, Mohamed Jais hoped that the students will be able to experience “the taste of running a real business” and after the competition, they will still sustain their passion in entrepreneurship and will choose it as their career path.

The event ended with a group photo session and a recitation of Doa Selamat.

The BigStart competition is one of the entrepreneurial project held annually in accordance to SPN21 to expose the students in the field of entrepreneurship.

The objectives of the project are to enhance creativity within the participating students in planning their projects and to strengthen their innovation skills and their risk taking in achieving their goals. Images courtesy of BIBD and story by Syazwani Hj Rosli of Borneo Bulletin.

Yang Berhormat Dato Seri Setia Awang Abdul Mutalib, Minister of Communications visiting BIBD Pavilion and launching the new products from BIBD, BIBD BizNet and QuickPay at the TechXpo 2018 yesterday

First it was the eTunai (back in 2013) and now BIBD has upped their game by re-inventing the wheel, launching a better version, BIBD’s QuickPay. All you need is a QR Code and a BIBD app to settle a transaction. Easy peasy. The great thing about the QuickPay is that you won’t need physical terminals to carry out the transaction. The current eTunai which will be phased out, requires a presence of the tablet and there are currently 50 vendors using eTunai in Brunei Darussalam.

I believe BIBD’s move to introduce the QuickPay is to make payment more seamless especially among Small Medium Enterprises (SMEs) in Brunei Darussalam and even start-ups. The other advantage is that they don’t have to invest in the cash register of point-of-sale machines to complete the transaction.

It was mentioned from a BIBD representative that they QuickPay will have a lower cost transaction than the current ones with terminal points. The other great thing is that BIBD has also launched its BIBD MSME Account which requires a minimum opening and average monthly balance of only BND 50. Now ain’t that great news?

I’m not sure which vendors have already utilized the QuickPay mechanism but before that, you will need to update to BIBD’s app version (3.8.0) so you can use QuickPay.

The other product launched by BIBD is BIBD BizNet banking platform app provides corporate customers along with government-linked companies in Brunei Darussalam mobile access to the BIBD BizNet web-based platform.

Launched earlier this year, BIBD BizNet is an upgrade to its previous digital Corporate Internet Banking platform that provides day-to-day accounts and payments operations support with real-time account access along with a collection of other enhanced features.

These include single security token access for Parent and Subsidiary accounts, payment approval, fund transfers and bill payments along with information such as foreign currency rates and branch/ATM locator and other services.

Both BIBD BizNet and BIBD’s QuickPay were launched by Yang Berhormat Dato Seri Setia Awang Abdul Mutalib, Minister of Communications at the TechXpo 2018 at International Convention Centre yesterday.

Both products are testament for the BIBD NEXGEN initiative. I just hope one day will see NFC in form of payment where all you need to do is tap with your phone to make a transaction. I know in the UK have already carried out this technology and it’s on the rise. Let’s give it a two years or so maybe?

The Minister of Communications being briefed on BIBD’s QuickPay by BIBD representative. Image courtesy of Ridhwan Kamarulzaman of The Bruneian.

Now payment can be done as easy as 1-2-3

The press conference for BIBD’s new products the day before the launch

Pengiran Sanusi Iskandar Pengiran Haji Ismail, Senior Manager of Corporate Banking of BIBD explaining on BIBD’s new products during the press conference

Tong Hong Hoi won a once in a lifetime, all-expense paid trip for two to watch the semi-final match at the 2018 FIFA World Cup™ in Moscow, Russia. He received the grand prize from Pg Azaleen bin PD Mustapha, Head of Retail Banking and Branch Network, Baiduri Bank recently

Visa and Baiduri Bank, the organisers of the “Win an All-Expenses-Paid Trip for 2 to the 2018 FIFA World Cup Russia™, courtesy of Visa” have announced the grand prize winner at a prize presentation ceremony held at Baiduri Bank Headquarters in Kiarong today. The promotion was held from the 1 February 2018 to the 30 April 2018.

Winning a once in a lifetime, all-expense paid trip for two to watch the semi-final match at the 2018 FIFA World Cup™ in Moscow, Russia, is Mr Tong Hock Hoi, an entrepreneur.

When interviewed, Mr Tong had commented. “I regularly use my Baiduri Visa card, but I never thought I would win, so imagine my surprise and delight! I am really happy to be the winner – looking forward to this trip!”

During the promotion period, Baiduri Visa Infinite, Platinum, Gold, Classic and Debit cardholders, who spend on their Baiduri Visa cards, received one chance for every BND 50 spent in the grand draw.

Mr Tong Hock Hoi and his wife will be arriving in Moscow on 8 July 2018 and treated to a 5-day/4-night accommodation with breakfast, all scheduled ground transportation, Visa FIFA World Cup™ themed merchandise, Visa Prepaid products, two tickets to watch the semi-final match of the 2018 FIFA World Cup™ and spending money of BND 5,000.

Pg Azaleen bin PD Mustapha, Head of Retail Banking and Branch Network who presented the prize commented, “We are delighted to be able to see such amazing response from the public for this promotion. This initiative is in line with our vision to enhance customer experience and to deliver a high level of quality products and services.”

On top of Mr Tong winning the coveted grand prize, 8 other monthly winners also brought home Visa FIFA World Cup™ themed merchandise.

With the other consolation winners of the “Win an All-Expenses-Paid Trip for 2 to the 2018 FIFA World Cup Russia™, courtesy of Visa”

Bank Islam Brunei Darussalam (BIBD) recently began its eighth annual Sirah Amal initiative aimed at providing support and relief to the underprivileged members of Brunei Darussalam’s community across all its four districts.

The Bank and its employees came together to bring joy to the families they visited, contributing relief items and offering donations such as daily requirements, prayer necessities, raya items and others to support preparations during Ramadhan and for the upcoming Syawal. The 8th Sirah Amal started with a visit to families in the Tutong District.

BIBD Deputy Managing Director, Hajah Noraini binti Haji Sulaiman commented, “Alhamdulillah, today marks the beginning of the eighth BIBD Sirah Amal as the Bank and its staff continue its commitment towards contributing to our community. The BIBD Sirah Amal provides an excellent platform for us to share our blessings, especially with the less fortunate, so that they are able to better enjoy the festive months with their loved ones. We would like to also thank SKH (Sim Kim Huat) Department store for being our community partner for this year’s Sirah Amal event.”