I came across this advertisement on Standard Chartered recently and what caught my eye is the difference in repayments for your loans. This is interesting indeed. How can that be possible to lower the repayment amount by as much as BND400 on a monthly basis? This was from the illustration of the poster that I saw on their website recently.

So imagine that you have a few loans that you have such as personal loans, credit card payments or your other loans. You will pay the normal dues respectively to the bank as part of your commitment. The thing that struck me me was the savings that you can enjoy when you consolidate all the loan commitments into one and enjoy a lower repayment scheme as a whole.

In other words, if I were to pay individually for the loans that I have even from other banks and the total loan amounts to a total of BND 75,000, every month I would have to fork out BND 1,093. Now with Standard Chartered’s new financial package, you would only pay BND 653 as a whole. That’s like a savings of BND 400ish. Now that’s a great deal.

Better still, you only pay a flat interest rate of 3.79% (6.5% effective) per annum for 15 years tenor.

I don’t have a personal loan or car loan from a bank but this may be relevant to those who have existing multiple bank loans. I understand however, there are qualifying criteria so not everyone is eligible. If you are keen to find out more, you can reach them at 265 8000 or click on the link.

Joanna Kwan with the WCOPA contests from Brunei at the airport yesterday

It’s good to know that we are not stopping to send Bruneians to Hollywood to showcase their talents in singing, dancing, playing instruments or acting. Remember WCOPA? They are back but with a slightly lower bang. I remember for the past two years that they had a good hype leading to the event.

Not all that qualified for WCOPA will be flying to the California, US. This is due to the budget constraint as all participants will have to seek for sponsorship for their travels and they were given some months to reach their targeted sponsorship. It’s never an easy journey as an artist especially in Brunei. Financial support has always been tough for local artists. Despite the setbacks, there are always ways and means to reach their goals and for this case, to fly to Los Angeles and participated in the WCOPA competition.

By the way, WCOPA stands for World Championship of Performing Arts. Brunei did fairly well last year with Shian Li, Eia and Joanna reached the finals. Shian Li won the top accolade in her category while Joanna was given an acting scholarship. Eia was offered something of a bigger scale – to host the upcoming WCOPA 2015. That itself is an amazing opportunity for a Bruneian to host a world championship event.

Zainal Bostaman, founder of Bruhaha, pumped up for the event

Zainal with his family at the Brunei International Airport

The family huddle before boarding

This shot taken early in the year. How time has flown off so fast.

Yesterday most of the participants flew off for the US for their three week journey in Los Angeles. Zainal Bostaman (Senior Acting), Nadya Halim, Ak Muhd Yazakka Pg Hj Mohd Yamin known as “Yazakka”, Kala Kawarnamurthi and Erwan Mugit, part of Ellewan duo (all to compete in the Senior Vocal category) whereas Amy Cheong, Ainul Marzuki, Mardi Hedus and Shannon Osman the team of Relentless Entertainment will compete in the Senior Dance Group.

The ones missing were Michele Tan of Ellewan, Sarah Jane of Relentless and Hill Zaini as they couldn’t make it for the competition.

Joanna Kwan, previous WCOPA participant, flew off with the delegates and she will be managing the Brunei team during the course of the competition.

Jeffrey E. Cadayong, WCOPA Brunei Darussalam’s National Director, will be welcoming the delegates in the US.

Do follow their instagram @officialwcopabrunei for updates and let’s hope for mode success for the participants. The competition will be from 10th to 19th July at Long Beach, California.

The team of Relentless flew off earlier yesterday

Relentless have been raising funds for their trip to the US. They have done an excellent job in doing so. Image courtesy of The Brunei Times.

Taken some time ago when Brunei bagged many awards and medals.