Datin Paduka Dr Hajah Norlila binti Dato Paduka Haji Abdul Jalil, Permanent Secretary at the Ministry of Culture launching the BIBD’s 14th Home Showcase Festival
It’s the 14th edition of the BIBD’s 14th “Home Showcase Festival” and this has become a household name in Brunei Darussalam. I remember attending almost all their home showcase events but to date, this is the biggest because it’s held for three days (12th to 14th April).
Buying a home has slowly become a culture among Bruneians and BIBD wants to ensure that home buyers’ dreams can become a reality by facilitating their needs with every step of the way.
According to Hajah Nurul Akmar binti Haji Md Jaafar, BIBD Head of Retail Banking, the Home Showcase will benefit the home owners and also providing a one-stop platform for current and prospective homeowners especially the young professionals.
Officiating the ceremony last Friday was Datin Paduka Dr Hajah Norlila binti Dato Paduka Haji Abdul Jalil, Permanent Secretary at the Ministry of Culture, who spent quite some time visiting all the vendors that participated in the Home Showcase Festival.
Of course, let’s not forget BIBD’s QuickPay function where it’s cashless payments where you don’t need to fork out your physical money. I have been actively using it and I find it very, very convenient. The adoption rate was pretty good during Brunei’s MSME where the usage of QuickPay doubled, showing signs that people are ready to go cashless.
Customers can also get a BIBD NEXGEN Foldable Shopping Bag as long as stocks last with a minimum spending of BND10. The event also served as an avenue for local entrepreneurs and small and medium and enterprises (SMEs) as well as partnering realtors and interior designers to showcase their products and services.
BIBD Seeds, a special program for “Special Mothers Empowerment Entrepreneurship Development” Programme, aimed to transform underprivileged mothers into successful and resilient entrepreneurs, and some of the BIBD Seeds participants were present to sell their food and beverage business. Some of them will be graduating by end of April 2019 under the BIBD Seeds programme and soon, the second batch of entrants will partake in this successful program.
BIBD Home Showcase ends this Sunday. So do drop by BIBD Kiulap later and check out your home needs and also the local vendors participating in the event.
Guest of honour visiting the realtors
Some of BIBD’s Seeds
Ken View pavilion
Awesome range of home deco and interior design by Ken View
Radi El-Fassed, Progresif’s Head of Product Development, Dr Gyorgy Ladics, BIBD Chief Operating Officer and Hajah Nurul Akmar binti Haji Mohd Jaafar, BIBD Head of Retail Banking addressing the media on cashless payment trends yesterday
We are heading towards a cashless society. It takes two to tango though – the consumers and also the merchants (retailers). It was easier to adopt when a bank introduces newer convenient services then such as ATMs, followed by online banking and transferring money through your mobile phones to another account. Now BIBD has provided a better platform where you can pay your services and goods through your mobile on selected merchants. This basically mean you don’t have to use physical money to pay over the counter. All you need is just your smartphone and waalaaa, you don’t need your change back physically and plus you will look cooler just by paying your items using your phone.
Yesterday BIBD emphasized how branchless banking have made it so convenient for their customers as it allows everyone and anyone to have access to financial services and they don’t even have to physically drop by a bank to do so. I was quite surprised that BIBD NEXGEN Wallet has generated more than 14 million worth of transactions in 2018 alone. That’s pretty high for such a small country like Brunei Darussalam. This really shows how technology has made it easier for the flow of money from one account to another account at your finger tips. Actually I am a high user of BIBD NEXGEN Wallet as I have received and send payments through the BIBD mobile app.
The next step now is to actually capitalized on the latest featured made possible by BIBD and Progresif and that is making payments to the merchants using your phone through BIBD’s QuickPay and Progresif’s Progresif Pay.
Present during the demonstration and press conference were Dr Gyorgy Ladics, BIBD Chief Operating Officer , Hajah Nurul Akmar binti Haji Mohd Jaafar, BIBD Head of Retail Banking and Radi El-Fassed, Progresif’s Head of Product Development.
In the press release, Mubashar Khokhar, BIBD’s Managing Director and CEO, said that whilst BIBD have placed efforts into encouraging the adoption of a digital Bruneian economy via our own technologies that resulted in over 140,000 BIBD NEXGEN banking users, they remain cognisant we need to go further and evolve if we were to create more impact for a truly digital economy.
With mobile penetration, it will create even a bigger digitized financial ecosystem and it will help spur the economy due to the convenience. This will also be a win-win situation for both consumers and even the merchants because of the lowered set-up costs and the barrier to entry (in business) is low too.
So far, they are 100ish merchants that have used QuickPay and one of the leading merchants is Fuel’d, a popular healthy food joint in Kiulap. As more people getting the hang of using digital payments through mobile phones, future merchants/retailers will see the surging demand of cashless payments through means of paying through your mobile phones.
Progresif’s latest product Progresif Pay have entered the market and now they have even bettered their mobile app. You don’t have to be a Progresif subscriber to make use of Progresif Pay (Awww, nice of you) and you can switch numbers through the App as well at your convenience. I am happy for the fact that you’re able to buy iTunes credit through their e-credit tab on the Progresif Pay. Now that’s very convenient.
If you really want to know more about BIBD’s QuickPay and Progresif’s Progresif Pay, head over to MSME Festival to be held at the BRIDEX International Conference Centre 28th to 31st March and you will see some vendors (especially the ice-cream vendors) making use of these said services. You will see how convenient it is to make payments and furthermore, it is secured.
What I am more excited is that you can even pay through means of NFC where you simply tap on your smartphone on the merchant payment terminal and your transaction will be completed, just like that. Easy, huh? I know Brunei is currently behind when it comes to NFC or payments through mobile phones but the momentum is slowly growing and kudos to the first 100 merchants in believing the power of cashless transactions.
We are definitely heading on the right direction and thank you to BIBD and Progresif on making this service available in the Brunei market.
A demo on how easy it is making payments over the counter through means of your mobile phones
25 customers were in delightful mood as they were in for a treat from Baiduri Bank for the “Shop & Win Lucky Draw Bonanza” at Hua Ho Department Store (Manggis Mall). Handing over the prizes were Pg Azaleen Pg Dato Hj Mustapha, the Head of Retail Banking and Branch Network, Baiduri Bank and Mr Lau Soon Tiong, Manager of Hua Ho Department Store (Manggis)
The grand winner – Mazlan Bin Haji Zaini
Baiduri Bank hosted the prize presentation ceremony for the “Shop & Win Lucky Draw Bonanza” promotion in collaboration with Hua Ho Department Store. The event was held at Hua Ho Manggis recently.
During the promotion period held from 14 December 2018 to 14 February 2019, with every BND100 spent and paid using a Baiduri Bank issued credit or debit card in participating Hua Ho outlets, customers receive one chance to enter the draw and win shopping vouchers.
25 customers were shortlisted and after a final draw. Additionally, the remaining 10 winners received consolation prize of a Tefal Infiny Press Juicer each.
Presenting the prizes on behalf of Baiduri Bank was Pg Azaleen Pg Dato Hj Mustapha, the Head of Retail Banking and Branch Network and on behalf of Hua Ho Department Store, was Mr Lau Soon Tiong, Manager of Hua Ho Department Store.
To be in the know of Baiduri Bank current promotions and events, the public can visit Baiduri Bank website at www.baiduri.com under the Promotions section, or on the Baiduri Bank mobile app – Baiduri Deals, like the official Baiduri Bank Group Facebook page or follow @baiduribank on Instagram and Twitter.
Playing some games at Hua Ho Department Store
Second prize winner – Bong Tjiap Fha
Hjh Siti Raihani Haji Abdul Hamid, one of the consolation winners.
Both winners Mohammad Hasnal and Izzati bin Mohammad Masli were full of emotions after their names were drawn to win the BND 25,000 cash prize (quarterly) as part of BIBD’s Aspirasi campaign earlier this afternoon at BIBD Kiulap.
It has happened again. The second batch of the quarterly winners have been feted. Mohammad Hasnal and Izzati bin Mohammad Masli both won the BND 25,000 each as part of the BIBD’s Aspirasi campaign earlier this afternoon.
BANK Islam Brunei Darussalam (BIBD) recently drew out two quarterly and 10 monthly winners for its BIBD Aspirasi reward programme a few days ago and only today, the draw was conducted by Dr. Awang Abdul Nasir bin Hj Abdul Rani, a member of the Shariah Advisory Body at BIBD.
The idea of BIBD Aspirasi is to make people be aware the importance of savings and also to inculcate the savings culture within them and at the same time, supporting the customers to reach their financial goals and even preparing for the unexpected.
The prizes were handed by the guest of honor, Yang Mulia Hjh Noraini binti Haji Sulaiman, Deputy Managing Director of BIBD.
I hope one day I will get shortlisted as I’m also a BIBD Aspirasi customer. Oh yeah, the grand draw will be a whooping, life changing figure of BND 250,000 for the grand prize winner.
It’s easier to sign up for BIBD Aspirasi too. Good luck for the next round of winners.
Izzati plans to bring her mom for Umrah with the prize money. Alhamdullillah.
Hasnal has the intention for Haj pilgrimage and his wishes came true.
The grand quarterly winners with the other winners who also won BND 2,500 each. Also present were Hjh Noraini binti Haji Sulaiman, Deputy Managing Director of BIBD and Dr. Awang Abdul Nasir bin Hj Abdul Rani, a member of the Shariah Advisory Body at BIBD
Minister of Finance and Economy II and MInister at the Prime Minister’s Office, Yang Berhormat Dato Seri Setia Dr Haji Mohd Amin Liew Abdullah (3rd L) and Managing Director of BIBD, Mubashar Khokar ( 2nd L) in a group photo during the BIBD ALAF Scholarship Awards presentation ceremony at The Empire Hotel and Country Club recently. 47 students from Ministry of Religious Affairs and Ministry of Education were recently awarded with BIBD ALAF scholarship.
Forty-seven students from the Ministry of Religious Affairs (MoRA) and Ministry of Education (MoE) were recently awarded with Bank Islam Brunei Darussalam’s (BIBD) ALAF (Advocating Life-long Learning for an Aspiring Future) scholarship.
Presenting the awards to them was the Minister at the Prime Minister’s Office and second Minister of Finance and Economy Yang Berhormat Dato Seri Setia Dr Hj Mohd Amin Liew Abdullah, in an event held at the Empire Hotel and Country Club. Also present was the Acting Minister of Education Datin Seri Paduka Dr Hjh Romaizah Hj Mohd Salleh.
The BIBD ALAF Digital Hub, opened under the BIBD ALAF programme, is aimed at encouraging the students to adapt technology in their learning and development to better prepare them for a more digital age. The ALAF Innovators Workshop 2018 was also launched as part of the BIBD ALAF programme.
The workshop introduces students to Micro:Bit, a learning and development platform designed by the BBC for use in computer education that focusses on student knowhow and creativity.
The BIBD ALAF programme was launched back in May 2013 graced by Her Royal Highness Paduka Seri Pengiran Anak Isteri Pengiran Anak Sarah binti Pengiran Haji Salleh Ab Rahaman and programme has currently supported 215 students.
The Minister handing the scholarship award to a recipient
Good luck to all the BIBD ALAF Scholars
Winners of their promotion in collaboration with Baiduri Bank Mastercard holders. Presenting the prizes was Pg Azaleen Pg Dato Hj Mustapha, Head of Retail Banking & Branch Network at Baiduri Bank
Baiduri Bank hosted a prize presentation today for winners of their promotion in collaboration with Mastercard.
Between 20 October 2018 to 31 December 2018, cardholders stood a chance to win a trip for two to Resorts World Sentosa. To be eligible, cardholders simply needed to use their Baiduri Mastercard Credit Card to make their purchases during the promotion period. Cardholders who spent a cumulative amount of at least BND1,000, received 1x lucky draw chance.
Eight cardholders were shortlisted and after a final draw today, three lucky winners namely, Wong Mei Hua, Gan Sin Siong and Chung Yee Wuen each won an unforgettable trip for two to Resorts World Sentosa in Singapore. The package includes a 2-night stay at the 5-star hotel, a VIP tour of Universal Studios Singapore and a priceless dining experience for two.
The three other winners were rewarded with a consolation prize of 25,000 Royal Skies Miles.
Presenting the prizes to the winners was Pg Azaleen Pg Dato Hj Mustapha, Head of Retail Banking & Branch Network at Baiduri Bank. Speaking on the promotion, he said, “With this promotion, we aim to highlight the exceptional benefits, rewards, services that come with using Baiduri Mastercard Credit Cards.”
“Mastercard would like to congratulate the winners and thank them for choosing cashless payments options when making their purchases. The promotion was an opportunity to continue to demonstrate Mastercard’s commitment to reduce cash and increase electronic payments. Mastercard is pleased to collaborate with like-minded partners such as Baiduri Bank to provide exciting and unique offerings to cardholders and in turn raise awareness of the convenience, security and speed of electronic payments,” said Perry Ong, Country Manager, Malaysia and Brunei, Mastercard.
To be in the know of Baiduri Bank’s current promotions, the public may stay updated by following Baiduri Bank Group on Facebook and Twitter or via our Instagram handle, @baiduribank.
Baiduri Mastercard Credit Cards comes with an array of benefits, such as exclusive rewards and offers, easy instalment plans as well as the ability to accumulate Bonus Points for the Baiduri Instant Rewards programme. With every purchase, customers will enjoy Bonus Points, which in turn gets converted into Baiduri Dollars stored in the Instant Rewards card for instant redemption at any Baiduri merchant.
Currently, Baiduri Bank has over 2000 merchants all over Brunei who participate to give Baiduri cardholders special offers, privileges as well as exclusive shopping discounts. Overseas, Baiduri Mastercard Credit Cardholders not only enjoy access to a wide variety of offers and deals for travel, dining, shopping, sports and entertainment, but also 24-hour global emergency assistance, and depending on the card tier, complimentary travel insurance, and access to over 900+ VIP airport lounges around the world.
To find out more, the public can visit Baiduri Bank website at www.baiduri.com. Customers may also contact the 24 hour Baiduri Bank Customer Helpline at 2449666.
Hjh Nurul Akmar Hj Md Jaafar, Head of Retail Banking, BIBD, showcasing a sneak peek of BIBD NEXGEN Wallet (NFC) which will kick off in January 2019
As part of BIBD’s efforts to support the de-cashing of the economy (meaning less reliance on real cash in hand), BIBD has already introduced digital conveniences such as BIBD Quickypay for QR code payments (introduced a few months ago), BIBD vCard or Virtual MasterCard, its MasterCard Contactless and Visa payWave under its BIBD NEXGEN platform.
There is still room for growth in this department and BIBD will soon up their game by using NFC (Near Field Communication) where all you need is tapping your smartphone only. This is quite common in the US and UK and even in China. This is where BIBD will come in as a pioneer by introducing BIBD NEXGEN Wallet.
This will be made possible once their next BIBD app version will be available in January 2019. It will be synced from the user’s debit or virtual cards to the NEXGEN Wallet which means you don’t have to fork out your debit cards and simply tap your smartphone on the payment terminal.
Hjh Nurul Akmar Hj Md Jaafar, Head of Retail Banking, BIBD, said that all the customers have to do is place or tap your smartphone on the terminal and it will automatically open the BIBD app and it will prompt you for a pin number. After being verified, the transaction will be complete. The cool thing about the BIBD NEXGEN Wallet is that it can function without internet, for purchases up to BND 100.
This is something many will be looking forward to and furthermore, BIBD is well prepared as most of their existing merchants have card terminals which are able to receive NFC payment. Awesome!! The only thing is that the NFC service will only be available for Android users. As for IOS users (Apple), BIBD will be in talks with Apple in hoping that NFC can be readied for BIBD users on IOS.
This is the way of the future indeed and I hope the traction will be higher once NFC become available in Brunei and thank you to BIBD for pioneering this technological move.
The next update of the BIBD App will have the NFC option
10 lucky shoppers who swiped with Baiduri cards won a Shopping Spree promotion at Sim Kim Huat Supermarket and Department Store, Airport Mall
With the conclusion of the second month of the ‘Win a Shopping Spree” promotion, Baiduri Bank, in collaboration with Sim Kim Huat Supermarket and Department Store, hosted another round of winners in a shopping spree earlier today. The event was held at Sim Kim Huat Supermarket and Department Store in Airport Mall.
Between 1 September to 31 December 2018, with every BND50 paid using a Baiduri Bank issued credit or debit card at participating outlets, cardholders stand a chance to win a shopping spree worth BND200. Cardholders who spend a minimum of BND100 in a single receipt will receive a complimentary shopping bag. In addition, all Baiduri cardholders will enjoy a 10% discount on department store items.
At the event, the 10 lucky winners for the month of October, were flagged off for their spree by Mr Lim Kian Chiong, Head of Card Business, Baiduri Bank.
Another 10 winners will be selected for November and will be announced next month. To be eligible to enter the monthly draw, simply spend a minimum of BND50 in a single receipt and pay using a Baiduri credit or debit card. The promotion ends on 31 December 2018.
Terms and conditions of the promotion can be viewed on Baiduri Bank website at www.baiduri.com under the Promotions section, or on the Baiduri Bank mobile app – Baiduri Deals. For more information, customers may also contact the Baiduri Bank Customer Helpline at 2449666.
Baiduri Bank is one of the largest providers of payment products in Brunei, and holds franchise to four major card brands – Visa, MasterCard, American Express as well as the UnionPay. On top of cashless convenience, Baiduri credit and debit cards come with an array of benefits, such as exclusive rewards and offers, easy instalment plans as well as ability to accumulate Bonus Points for the Baiduri Instant Rewards programme.
To be in the know of Baiduri promotions, the public may stay updated by following Baiduri Bank Group on Facebook and Twitter or Instagram @baiduribank.
Yang Mulia Dayang Dr. Nor Imtihan binti Haji Abdul Razak, Permanent Secretary at the Ministry of Development (centre) as guest of honour with the BIBD Senior Management during the launch of BIBD’s 13th Home Showcase Festival
Bank Islam Brunei Darussalam (BIBD) today organized its 13th ‘Home Showcase Festival’ aimed at highlighting the benefits of home ownership and providing a one-stop platform for current and prospective homeowners especially the young ones. The BIBD Home Showcase Festival will run until Saturday, 27th October 2018, and is open between 9am-7pm.
BIBD partnered with realtors and interior designers to showcase their products and services that will complement their search on their future homes. All home financing applications, and other eligible products and services taken up (T&C applies) during the 2-days event will automatically be entered to the BIBD Barakah 8 that offers a B$25,000 Umrah package as its main prize. The event also showcased Fabular as its featured event partner who launched their Fabular Village which introduced visitors to affordable and minimalist home opportunities and living lifestyle, the future homes targeting millennials.
Besides offering special discounted rates and waivers on processing fees, there are also Coffee Bean and Tea Leaf vouchers, and up to 100,000 Hadiah Points for new credit card applications.
The event also served as an avenue for some 30 local entrepreneurs and SMEs, and this is the first time that some participating vendors will be promoting cashless payments with the BIBD QuickPay, under its BIBD NexGen solutions.
A much better set up this time round
Check out Fabular latest product at BIBD Home Showcase
As part of BIBD’s efforts to support the de-cashing of the economy with seamless transactions via mobile-led technologies, services like QuickPay are part of the BIBD NEXGEN platform that caters towards mobility and convenience, aimed to bridge the digital gap between customers and business owners, particularly budding entrepreneurs. Also brought in to the event is BIBD’s support towards the cause of Breast Cancer Awareness, where the public also had the opportunity to understand more about it from representatives of the Pantai Jerudong Specialist Center (PJSC). This is part of BIBD’s CSR initiatives to bring awareness to the community and be in touch with the professionals.
BIBD Head of Retail Banking, Hajah Nurul Akmar binti Haji Md Jaafar, commented during the launch, “There are only a few emotions you can relate to when you first step into your dream Home. It represents the next steps in your life, where your family will grow and where you go to at the end of a busy day. We at BIBD want to ensure that your dream is realised by being with you every step of the way and bringing our friends from PJSC for the Breast Cancer awareness reinforces our position to the community of how we care about this cause for the nation.”
Present as the guest of honour to officiate the event was Yang Mulia Dayang Dr. Nor Imtihan binti Haji Abdul Razak, Permanent Secretary at the Ministry of Development. Also in attendance during the launch were BIBD senior management and personnel which was held at the BIBD Kiulap Branch.
Pantai Jerudong Specialist Centre is selling Breast Cancer Awareness t-shirts and all the proceeds will be donated to Breast Cancer Support Group. I love their pins.
The best Breast Cancer Awareness pin to date. Only $3
JPMC also participating during the event
Food galore. Plenty of food vendors
Tried the curry puff at Piccolo booth and I love it
Find words that suits you 🙂
CEO of Baiduri Bank, Mr Pierre Imhof, addressing to the media of the revamped Baiduri Smart Executive Program (SEP)
Baiduri Bank launched its revamped Baiduri Smart Executive Programme (SEP) last week, a programme targeting the young and busy executive. The new Baiduri Smart Executive Programme offers more benefits tailored to meet the financial and lifestyle needs of young professionals ranging from banking convenience to financial flexibility and tools.
According to CEO of Baiduri Bank, Mr Pierre Imhof, “The Baiduri Smart Executive Programme focuses on the upwardly mobile 21 to 45-year-old demographic, who are actively looking to achieve greater success in life. They are an inquisitive generation of customers with an evolving and dynamic set of needs that changes with the ebb and flow of trends. As they become more financially discerning, we want them to know that Baiduri Bank is their financial partner, ready to help them successfully navigate different life stages.”
Pg Azaleen Pg Dato Hj Mustapha, Head of Retail Banking and Branch Network further explained, “In catering to this market segment, we have overhauled the current programme with a fresh new look and improved benefits to better complement their lifestyle. For this, the programme is created on the principles of the four pillars: Smart Financial Privileges, Smart Wallet, Smart Lifestyle and Smart Digital Bank.”
SMART FINANCIAL PRIVILEGES
For this financially savvy group, the SEP has tailored solutions ranging from preferential rates on loans to fantastic investment packages to assist this segment achieve their goals such as getting their first home, purchasing their first car or saving for their children’s education.
The revamped Smart Executive Programme comes with special Baiduri Smart Executive branded cards and with them travel and lifestyle benefits locally and globally. The internationally accepted Baiduri Smart Executive Visa Platinum Debit Card avails the cardholder with benefits such as VIP treatment privileges, up to 6 complimentary visits to over 850 airport lounges worldwide, as well as discounts of up to 50% at over 900 dining outlets in airports worldwide with the Airport Companion Programme by DragonPass. Additionally, Baiduri Smart Executive Mastercard Platinum Debit Card avails the cardholder to various travel privileges and rewards experiences.
Beyond receiving exclusive invitations to events and insightful seminars to empower SEP members with tools to achieve financial success, we have broadened the list of Smart Partners.
“Additionally, we’ve teamed up with a suite of Smart Partners to offer exclusive discounts ranging from health and fitness, travel and dining overseas, automobile dealerships as well as tech and gadgets, covering the general spectrum of needs of this demographic.”
SMART DIGITAL BANK
Recognizing this segment’s need for convenience and accessible banking, Baiduri Bank offers digital banking. Keep track of finances, settle bills, purchase top-ups or transfer funds locally and abroad from Baiduri Personal i-Banking, which allows members to bank from wherever using any mobile device. Additionally, with 24-hour customer helpline and an extensive network of ATMs, SEP provides what these generation of digitally-savvy customers needs to be confident to manage their finances electronically.
In line with the relaunch of the Baiduri Smart Executive Programme, Baiduri Bank is offering a welcome reward of BND300 for the first 30 new sign-ups who successfully apply for any of the following:
10,000 and above
Loan (Home Ownership)
50,000 and above
20,000 and above
Life Insurance Product with a yearly minimum of 1,200
30,000 and above
*Terms and Conditions apply
The invited guests and members of the media during the press conference
Nadzri the brand ambassador of Smart Executive Programme
The press conference took place at T-Lounge